Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some very good mortgage contacts I have in Templeton, or to help you in any other way I can to secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.

 

Financing Commercial Property Transactions

Direct private commercial lenders originates commercial loans on California properties for borrowers who are on the verge of obtaining conventional financing but are unable to for one reason or another. The borrower or the property may have a minor problem that is causing the bank to be unresponsive, a bank source may be too slow, or perhaps the borrower does not have a good banking source for commercial properties.

Through our service, financing is available for Commercial Properties including Winery Operations with the following guidelines:

  • Direct Private Lending means quick funding
  • Loan-to- Value up to 65%
  • Interest Rates 9-12% depending on specific compensating factors
  • No prepayment penalty after 6 months
  • Attractive Rates for Borrowers and Investors
  • Flexible terms up to 2 years

For more information, contact:

Robert Rosales, Broker Associate    DRE License # 1854524

Phone:   805-712-7493    Email: Rosales.PHL@gmail.com

Park Hill Lending, Inc      DRE License # 01084005     

DRE Phone Number: 916-227-0864 (Consumer Information)